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Product: |
PaymentsPlus™ |
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Company: |
Valista |
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Type: |
Software |
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Description: |
Valista PaymentsPlus™ enables consumers to purchase various goods and services using any access channel and any payment instrument. It provides comprehensive, end-to-end micro and macro payment functionalities that span the entire payment lifecycle including transaction acquisition, real-time accounting, clearing and settlement and account administration:
- Real-time transaction processing: this process starts with the merchant's request for payment authorization, includes the identification and authentication of the merchant and consumer, account selection and authorization processes, real-time balance management and the capture of the transaction. All of these processes need to take place in real-time due to consumer interaction and to update accounts
- Settlement: captured transactions are cleared to the settlement processing process, where revenue-sharing calculations are performed and the financial reports are created
- Post-purchase care: A completed and settled transaction is subject to reversals via refunds or chargebacks, which must be handled consistently and efficiently
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Related Products: |
Mobile Payments | Payment Processing |
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